So, um, am I still a good Christian if I take out insurance of any kind?
I honestly never realised it (I can be a little slow on the uptake sometimes)- but this can become quite a heated debate- and one I’ve so far avoided having with anyone. I never really even thought of the two words slash concepts together in the same sentence. . . I always figured it was part of growing up and becoming independent to take out insurance. And just to clarify (before I continue), I do have insurance; car, household and life, as well as a retirement annuity.
Our church rector said once that it was like saving money for someone else to enjoy- and maybe it is (he wasn’t saying it was wrong- it just came up in his sermon). But should something happen to me, I am at least a little secure in the knowledge that Damien will be taken care of when I’m gone. He won’t be wealthy- but he’ll be looked after. He’ll be able to go to school, maybe buy a little second hand car or something.
It turns out that there are many, many Christians who are of the view that being a Christian means trusting God implicitly. It means trusting Him to look after you. It means trusting Him to such an extent that you believe He will replace whatever you may lose and He will protect you so you don’t “lose” at all. To these Christians, this means that insuring your possessions implies that you are materialistic and don’t trust God to look after you and yours. Maybe I have misunderstood what I have heard and I don’t want you to misunderstand me- I’m not saying that such strong belief is wrong- it just doesn’t entirely make sense to me.
I mean- I fully understand trusting God, and I do trust Him to look after me and look after Damien and look after my friends and family. I pray every day for him to keep Damien safe at school and on his way to school and home again and to keep my friends and family safe whatever they might be doing. But my understanding is that God expects us to look after ourselves too. Being a Christian doesn’t mean you can be careless or irresponsible.
My brain (NB: MY brain and MY opinion) argues it like this- not taking out insurance because you’re a Christian is like, um, spending and living beyond your means and getting yourself into debt because you believe God will help get you out of it. It’s like going away for a weekend and not buying groceries because you trust God to feed you.
Does the way I see it make sense?
I really don’t want to tread on anyone’s toes- but at the same time, I don’t think it’s very Christian to point fingers at people who do have insurance because you believe this implies I don’t trust in my Lord enough.